Author: Tracy Andrade, CFP®, CIM® Wealth Advisor and Certified Financial Planner

The Canada Pension Plan (CPP) and Old Age Security (OAS) serve as the foundation of retirement income for Canadians. Think of them as your retirement paycheque—one that you can choose to…

While many dream of a retirement filled with travel and hobbies, the reality often includes unexpected expenses and caregiving responsibilities. The rising cost of care can significantly impact your…