The Bank of Mom and Dad: Helping Your Kids Buy Their First Home in Ontario

Picture this: Your 28-year-old comes to you, defeated after losing another bidding war on a starter home. The asking price? Double what you paid for your current house just fifteen years…

The RESP Reality Check: How I Got Serious After Modest Beginnings (And You Can Too)

Picture this: Your three-year-old is finger painting on your freshly cleaned kitchen counter, and you’re standing there thinking, “This is clearly abstract expressionism! My child is the…

Salary vs. Dividends: What’s the Smartest Way to Pay Yourself?

In this expert guide from Marnoa Private Wealth Counsel, learn the key differences between paying yourself a salary vs dividends as a Canadian business owner. Discover the tax implications, CPP…

Behind on Retirement? How One Couple Turned Things Around

“Behind on retirement planning? You’re not alone—and it’s not too late to recover.” In this compelling success story by Marnoa Private Wealth Counsel, we follow a couple in their late 40s…

Gifting the Cottage: Preserve the Property, Protect the Family

Marnoa Private Wealth Counsel explores how families can pass on the cherished family cottage while avoiding legal, tax, and emotional pitfalls. This insightful article guides readers through smart…

Unlocking Tax-Free Wealth for Incorporated Professionals

Maximize your financial potential with Marnoa Private Wealth Counsel’s tailored tax-free wealth strategies for incorporated professionals. This guide explores how business owners, doctors,…